Where can I get my credit scores? | Consumer Financial Protection Bureau (2024)

FAQs

Where can I get my credit scores? | Consumer Financial Protection Bureau? ›

The major credit bureaus allow you to check your credit report every week for free through annualcreditreport.com. Sign up for the Credit Check-up project organized by Consumer Reports and Work Money and then tell us about any problems you found so we can hold the credit bureaus accountable!

The major credit bureaus allow you to check your credit report every week for free through annualcreditreport.com. Sign up for the Credit Check-up project organized by Consumer Reports and Work Money and then tell us about any problems you found so we can hold the credit bureaus accountable!

You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com. You may also be able to view free reports more frequently online.

Don't be fooled by look-alikes.

Lots of sites promise credit reports for free. AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide them.

You can start by going to the three major credit bureaus, Equifax, Experian, and TransUnion first by logging on to AnnualCreditReport.com to check your report for free. Each agency gives you access to your report once every 12 months.

A credit reporting body must give you access to your consumer credit report for free once every 3 months. You can also request a free copy if: you've been refused credit within the past 90 days, or. your credit-related personal information has been corrected.

AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. You can verify this is the official site by visiting the CFPB's website. Don't be fooled by look-alike sites.

Experian Boost™

Anyone can view their free FICO Score with either service and there's no credit card required to register. Free FICO Score resources offered by card issuers and credit reporting companies typically provide you with updates to your credit score every 30 days.

Who can I trust to check my credit score? ›

A VantageScore is one of many types of credit scores. You can also get free credit reports annually from the three nationwide consumer reporting agencies (Equifax, TransUnion and Experian) at AnnualCreditReport.com.

Simply put, there is no “more accurate” score when it comes down to receiving your score from the major credit bureaus.

1. TransUnion CIBIL. It is the oldest and most popular in India today. Also, it offers market insights and portfolio reviews for businesses apart from CIBIL scores and reports for individuals.

Use a credit score service or free credit scoring site.

You're entitled to a free copy of your credit reports every 12 months from each of the three nationwide credit bureaus by visiting www.annualcreditreport.com. You can also create a myEquifax account to get six free Equifax credit reports each year.

A credit score is a three-digit number that measures your financial health and how well you manage credit and debt. FICO scores are a specific type of score that lenders can use when making borrowing decisions. The FICO credit scoring system is the most widely used credit score.

An investigative consumer report is akin to a detailed background check in which your character and reputation are assessed. This kind of report is not usually used to assess creditworthiness, but rather your viability as a potential employee or tenant. It is different from a credit report.

AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. You can verify this is the official site by visiting the CFPB's website.

Some common types of consumer credit are installment credit, non-installment credit, revolving credit, and open credit. Similarities of these types of credit are that they all have some form of a repayment period, interest rates, the possibility of interest charges, and monthly or lump sum payments.