Answered: What credit score do you need for Amex® Gold? | Join the Discussion Now (2024)

The American Express® Gold card needs you to have at least a good or excellent FICO® Score (670-850, but anything above 700 is usually recommended by most experts) for approval. Some of the benefits offered by the Amex Gold card are 60,000 Membership Rewards® points and extra points at restaurants globally, supermarkets in the United States, and when booking flights. You also get $120 Uber cash and up to $120 dining credit annually when you pay using the Gold Card on Grubhub.

As with most credit accounts, your credit score alone does not guarantee approval for the Amex Gold card. Your employment and payment history along with your income to debt ratio are also considered to decide your creditworthiness. Your chances of approval are higher with a good credit score because it indicates good and responsible credit behavior to the lenders.